Adie. Association for the right to economic initiative. It is a recognized association of public utility created in France in 1989. The objective is to grant microloans to people without access to bank credit, unemployed, etc., to create their own. company and offer them support.
Adie is present overseas “but we were not on Saint-Martin”, says Marine Viala, assistant to the regional management of Antilles-Guyana. Last September, a branch was created in Saint-Martin with the secondment of a person.
The loans granted vary from 500 to 12 euros. But unlike those granted by Initiative Saint Martin Active at zero rate, those of Adie have interest. “This is due to our operation. Adie borrows from banks and, thanks to authorizations, we re-lend this money to our customers, ”explains the assistant director.
The Adie grants amounts that often the traditional banks refuse to treat because precisely too small and because requested by people without reference.
The sustainability rate of the companies thus financed is 73% at three years.
Adie provides help lines in personal service homes (MSAP) in Quartier d'Orléans and Sandy Ground.
(More details on www.soualigapost.com)
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