BUSINESS: Saint Martin Active Initiative, a success in the service of social cohesion

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The ISMA associative platform, composed of public and private actors and 50 volunteers, encourages the initiative to create jobs and sustainable activities through solidarity finance, and supports entrepreneurs to promote job creation, particularly for women, young people and disadvantaged neighborhoods. Guarantees for bank loans (Employment guarantee, Women's Equality or Territories), local support system, interest-free loan, "business attitudes" workshops, CitésLab, ISMA's tools and systems are numerous to contribute to the development of the local economic fabric. For both businesses and associations, ISMA has made support one of its priorities since its creation in 2002.

Key figures in 2023
44 companies with committed financing with 89 direct jobs created or maintained, €846718 of Initiative honor loans committed (compared to €391700 in 2022 and already €287700 for the first half of 1) and €2024 of bank loans mobilized (compared to €1873320 in 1128894 and €2022 since January 737700, 1).
The activity of the first half of 1 remains no less impressive: 2024 project leaders welcomed compared to 205 for the year 256 and 2023 in 257. In terms of files set up thanks to ISMA's expertise, there are 2022 for the first part of 30 compared to 1 in 2024 and 60 in 2023. Proof of the effectiveness of the platform which has choice partners, 42% of the companies financed pass the 2022-year mark. _Vx

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