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Hier matin a eu lieu la signature d\u2019une convention relative au microcr\u00e9dit personnel entre la Collectivit\u00e9, la Banque postale et la Caisse des d\u00e9p\u00f4ts et consignations, \u00e0 l\u2019h\u00f4tel de la Collectivit\u00e9. Les Saint-Martinois pourront d\u00e9sormais b\u00e9n\u00e9ficier de ce dispositif dont l\u2019objectif est de lutter contre l\u2019exclusion sociale.<\/i><\/b><\/p>\n

\u00abC\u2019est un pas important dans notre politique sociale, car il y a sur notre territoire de nombreuses familles pr\u00e9caires\u00bb, indique Ramona Connor, la vice-pr\u00e9sidente en charge du p\u00f4le solidarit\u00e9 et familles. En raison de leur situation, certains citoyens ne peuvent acc\u00e9der aux pr\u00eats classiques. Ce dispositif – adopt\u00e9 lors du Conseil ex\u00e9cutif du 1er d\u00e9cembre 2015 – permettra ainsi de r\u00e9duire les in\u00e9galit\u00e9s sur le territoire. \u00abLe dossier sera mont\u00e9 par une assistante sociale et transmis ensuite \u00e0 la Banque postale qui d\u00e9cidera de l\u2019octroi ou non du microcr\u00e9dit. Nous avons un partenariat avec la Caisse des d\u00e9p\u00f4ts et consignations qui garantira ce pr\u00eat\u00bb, explique Evelyne Ratchel-Jacob, directrice de l\u2019inclusion sociale au p\u00f4le solidarit\u00e9 et famille. Le r\u00f4le de la Collectivit\u00e9 est donc d\u2019accompagner ces familles, de les responsabiliser, et non de les assister, d\u2019apr\u00e8s Mme Connor. \u00abLes personnes pourront emprunter entre 300 et 3000 euros, ajoute Richard Curnier, directeur r\u00e9gional Antilles-Guyane de la Caisse des d\u00e9p\u00f4ts et consignations, qui a particip\u00e9 au d\u00e9marrage de ce projet \u00e0 hauteur de 10.000 euros pour structurer, mais aussi monter les dossiers. \u00bb La Banque postale est le seul \u00e9tablissement bancaire qui a jou\u00e9 le jeu \u00e0 Saint-Martin dans le cadre de cette convention. \u00abNous avons de nombreuses missions dont celle d\u2019accompagner la client\u00e8le fragile, vuln\u00e9rable. Aujourd\u2019hui, cette signature est la traduction de ce que nous faisons au quotidien dans nos \u00e9tablissements\u00bb, mentionne Mich\u00e8le Paolini, la directrice r\u00e9gionale de La Poste en Guadeloupe, qui a pr\u00e9sent\u00e9 \u00e0 cette occasion Cathy Roesch, la nouvelle directrice des bureaux de La Poste \u00e0 Saint-Martin.\u00a0 Le taux du pr\u00eat – d\u2019une dur\u00e9e de 36 mois – est fix\u00e9 \u00e0 4%. Le dossier de microcr\u00e9dit est \u00e9tudi\u00e9 avec les services sociaux pour des projets concrets parmi lesquels le financement d\u2019une formation ou d\u2019un d\u00e9p\u00f4t de garantie. \u00abParfois m\u00eame 300 euros peuvent d\u00e9bloquer une situation\u00bb, souligne la vice-pr\u00e9sidente, qui remercie la Banque postale et la Caisse des d\u00e9p\u00f4ts et consignations pour leur engagement.<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"

Hier matin a eu lieu la signature d\u2019une convention relative au microcr\u00e9dit personnel entre la Collectivit\u00e9, la Banque postale et la Caisse des d\u00e9p\u00f4ts et consignations, \u00e0 l\u2019h\u00f4tel de la Collectivit\u00e9. Les Saint-Martinois pourront d\u00e9sormais b\u00e9n\u00e9ficier de ce dispositif dont l\u2019objectif est de lutter contre l\u2019exclusion sociale. \u00abC\u2019est un pas important dans notre politique sociale, car il y a sur notre territoire de nombreuses familles pr\u00e9caires\u00bb, indique Ramona Connor, la vice-pr\u00e9sidente en charge du p\u00f4le solidarit\u00e9 et familles. En raison de leur situation, certains citoyens ne peuvent acc\u00e9der aux pr\u00eats classiques. Ce dispositif – adopt\u00e9 lors du Conseil ex\u00e9cutif du […]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":1,"featured_media":8447,"comment_status":"open","ping_status":"open","sticky":true,"template":"","format":"standard","meta":{"_oct_exclude_from_cache":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[66],"tags":[],"class_list":["post-8446","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economie"],"jetpack_publicize_connections":[],"yoast_head":"\nMicrocr\u00e9dit personnel : un dispositif pour mieux accompagner les familles - Faxinfo<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.faxinfo.fr\/microcredit-personnel-un-dispositif-pour-mieux-accompagner-les-familles\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Microcr\u00e9dit personnel : un dispositif pour mieux accompagner les familles\" \/>\n<meta property=\"og:description\" content=\"Hier matin a eu lieu la signature d\u2019une convention relative au microcr\u00e9dit personnel entre la Collectivit\u00e9, la Banque postale et la Caisse des d\u00e9p\u00f4ts et consignations, \u00e0 l\u2019h\u00f4tel de la Collectivit\u00e9. Les Saint-Martinois pourront d\u00e9sormais b\u00e9n\u00e9ficier de ce dispositif dont l\u2019objectif est de lutter contre l\u2019exclusion sociale. \u00abC\u2019est un pas important dans notre politique sociale, car il y a sur notre territoire de nombreuses familles pr\u00e9caires\u00bb, indique Ramona Connor, la vice-pr\u00e9sidente en charge du p\u00f4le solidarit\u00e9 et familles. En raison de leur situation, certains citoyens ne peuvent acc\u00e9der aux pr\u00eats classiques. 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